On a clear January morning in Abbotsford, Kayla Feenstra nails shingles to her house. Thirty years old and self-employed, she has what so many living in Metro Vancouver at her age only dream of: her very own, mortgage-free home. It may only be 130 square feet and on wheels, but it’s hers. And while there’s still some work to be done on the house, so far it’s only cost her $15,000.